Disclaimer – SmartUPIQR

SmartUPIQR provides Dynamic QR Code generation services only.

We do not offer any payment gateway services, and we do not provide UPI IDs, UPI Merchant Accounts, or banking services.

SmartUPIQR acts solely as a technology service provider for QR code generation. All payments made using generated QR codes are processed directly through the user’s existing bank, UPI app, or merchant account. SmartUPIQR is not responsible for transaction success, failure, settlement delays, or disputes.

Users are strongly advised to read our Policy and Terms & Conditions carefully before using SmartUPIQR services.