Phonepe Business 30 Dec 2025

PhonePe Business App and complete the eKYC process

1️⃣ Install PhonePe Business App

• Open Google Play Store (Android) or Apple App Store (iOS).

• Search “PhonePe Business” → tap Install / Get.

• Open the app after installation.

2️⃣ Sign Up as a Merchant

• Tap Sign Up → enter your mobile number → get OTP → verify.

• Fill in details: full name, business name, address, business category → submit.

3️⃣ Link Your Bank Account

• Tap Add Bank Account.

• Select your bank → verify via OTP sent by your bank.

• Must match your mobile number.

4️⃣ Complete eKYC

• Requirements: Aadhaar/VID, PAN, GST (if applicable).

Steps:

• Tap Profile → KYC / eKYC Verification.
• Select Aadhaar eKYC → enter Aadhaar/VID → give consent.
• Enter OTP sent to Aadhaar-linked mobile.
• Submit → status shows In Progress / Verified.
• KYC usually completes within 3 business days.

5️⃣ Optional Verification

• PhonePe may request document upload (GST, PAN) or agent visit for larger businesses.

6️⃣ Check KYC Status

• Go to Profile → KYC / Verification → see Completed / Pending / In Progress.
• If failed, follow instructions to re-upload or correct documents.

✅ After eKYC

• Display your PhonePe merchant QR code.
• Accept UPI, cards, wallets.
• Track sales, settlements, and analytics in-app.